This FREE seminar shows how to buy a home of your own… even with zero down payment!
Becoming a home owner provides a guarantee that your long-term housing costs will be fixed. Rent always goes up over time! Whatever you are paying now in rent…will cost you double or triple in 10 years. With today’s historically low interest rates, a 30 year fixed mortgage payment will allow you to keep the same house payment for 30 years…which is wonderful. However, throwing your money away on rent means that you will lose out on equity and market appreciation (overtime that could add up to hundreds-of-thousands of investment dollars lost). The retirement your rent is paying for… is your landlords…not your own!
This reason alone makes it a compelling time to stop renting now! Make a change to homeownership! What are you waiting for? There may never be a better time in the market to buy a home. Before you make another payment on your landlord’s mortgage… you should know that the average mortgage payment cost about the same as the average rent payment. Start building wealth and own a home of your own! The seminar has been in existence for over 22 years and over 18,000 people have attended. There’s nothing to buy…so leave your wallet at home. Most people find the seminar well worth their time!
Here’s what you’ll learn at the seminar.
- How to quickly and easily get a zero down payment loan.
- Why saving for a down payment doesn’t work.
- Tax savings and interest write-offs.
- How to avoid the most serious mistakes first-time home buyers make.
- A simple and logical six step buying process.
FAQ’s
Who is “I Got Smart” Education Seminars?
As the result of the public’s response to a segment of a Seattle based television show called “Home Lifestyles”, the show’s hosts Sam and Renee DiBello founded a non-profit known as “Washington Housing Education (WHE)” which later became a National Heritage Foundation nonprofit 501 (c)(3), 509 (a)(1) in 2005.
We relinquished our non-profit status when we began teaching for the Washington State Housing Finance Commission, which is a non-profit organization and renamed ourselves “IGotSmart.com”.
Our reputation
Over 18,000 Seattle area residents have attended our educational seminars. Our reputation is untarnished. We would like to keep it that way. Help us to stay true to our mission by providing honest feedback and suggestions.
Am I going to get stuck getting a sales pitch?
No! Leave your wallet at home. This is a safe environment for our attendees.
How do I know I've been accepted for a certain class?
You must receive a confirmation email from us before attending any class. It is important that you provide an accurate email address when registering. Unless the class is full, your confirmation will be emailed to you immediately after enrolling.
Can I bring a relative or friend?
Yes, providing you have notified the seminar coordinator when you filled out the registration form.
Are you going to sell my personal information?
Absolutely not! Read our privacy policy.
How Do I Sign Up?
Where are classes held?
I Got Smart classes are held in many different locations including public facilities such as hotels, libraries, community centers, and fire stations. In all cases, room temperatures and comfort levels vary per location. You may feel that is it is a little too warm or a little too chilly, so please come prepared.
What is your cancellation policy?
Unfortunately, for some people, when something is FREE, it has absolutely no value. As a result, there have been some registrants who have abused the enrollment system by canceling and rescheduling a number of times. Some registrants simply don’t show up. This causes unnecessary preparation for the instructors and leaves a vacant seat that could have been occupied by someone else. As a result, I Got Smart has instituted a policy that will not allow for the rescheduling of a class if the student fails to notify us at least 1 day prior to the class. If you can’t make it, please give the seminar coordinator the courtesy of a phone call at 877-IGotSmart or e-mail them at seminarcoordinator@IGotSmart.com. Thank you.
What if a class is rescheduled?
Occasionally there are circumstances that will cause a seminar to be rescheduled. Illness, weather, power outages and other unexpected emergencies can occur and cause a seminar to be canceled. When this happens, we us the “contact information” that you provided when you registered, to notify you of the cancellation. If you have provided inaccurate information when you registered, you could find yourself arriving at an empty classroom. Please check your registration contact information for accuracy.
How Do We Make Money?
We don’t. We don’t sell books, CD’s or anything like that. If you admire the instructors, hire them! That’s as close to making money as we get! Our mission is to educate the general public about the advantages and pitfalls of dealing in matters centering on buying a home in the Puget Sound area. By utilizing the best local industry professionals who are willing to donate their time, talents and materials, we are able to keep costs to zero.